Joshua Rotthoff  —  Founder, CEO & Senior Health Advisor

My name is Josh, and above all else, I am a devoted father, loving husband, and a man committed to building a life of purpose and service. As the founder of JSR Health Consultants, I’ve made it my mission to help individuals, families, self-employed professionals, and business owners across the country access health coverage that isn’t just affordable — but truly life-changing.

Over the years, I’ve learned that the most meaningful work comes from putting people first. Health insurance can be overwhelming, confusing, and frustrating. But it doesn’t have to be. I’m here to bring clarity, compassion, and confidence to that process, offering tailored solutions that reflect each client’s unique story, needs, and goals.

My life has been shaped by discipline, growth, and a relentless drive to be better — not just for myself, but for those who rely on me. I’ve always chosen the harder right over the easier wrong, building this company with the kind of integrity and intention that people can feel when they work with us.

I believe the greatest impact comes from service — and that real leadership means showing up fully for others. That’s why everything I do is grounded in a single, guiding principle:  HOPE — Helping Other People Every day. This isn’t just a motto. It’s the way I live, work, and lead.

At JSR Health Consultants, we offer a full portfolio of ACA and non-ACA health plans, private and employer-based options, and strategic benefits solutions for businesses. But what truly sets us apart is the care, effort, and heart we put into every conversation.

I’m here to be a trusted guide. A steady hand. A resource you can count on. Let’s find a better way, together.

Sapphire Torres  —  Co-Founder, President & Licensed Health Advisor

My name is Sapphire, and I’m proud to be a licensed health advisor and co-founder of JSR Health Consultants. Over the years, I’ve had the privilege of building this mission-driven company alongside my best friend, pouring my heart into helping individuals, families, and businesses find the peace of mind they deserve through personalized, affordable health coverage.

My passion lies in the art of truly listening — understanding the unique stories, challenges, and goals of every client I meet. Whether you're navigating coverage for the first time or reevaluating options for your business, I’m here to guide you with care, honesty, and clarity.

I am a strong woman, a devoted wife and mother, and someone who has overcome the kind of battles that don’t just shape you — they strengthen you. I’ve risen from moments meant to break me and wear my scars as a crown. In a world that often asks women to shrink, I choose to stand tall, and to speak up.

Helping Other People Every day isn’t just what I do. It’s who I am. I’ve built a life around purpose, service, and surrounding myself with work and people who uplift and inspire me. I believe that love and kindness are never wasted — they ripple out, changing lives in ways we may never fully see. With hope, gratitude, and compassion, anything is possible.

I am a proven health advisor, a fierce advocate, and a trusted guide who’s committed to helping you confidently find the right health insurance solution for your unique needs — whether you're an individual, family, or business owner.

I’m here to be a trusted guide. A steady hand. A resource you can count on. Let’s find a better way, together.